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Benefits Insider

SNAP in Washington

SNAP works differently after 60.

No gross-income test, a medical deduction, an uncapped shelter deduction, longer certification periods, and fewer work rules. Here is what applies to you.

A man in his seventies choosing apples at a farmers market

How it works in Washington

Four steps. Each one is explained in the questions below, with the rule and the source.

  1. Know which rules change at 60

    No gross-income test, a medical deduction, an uncapped shelter deduction, and no required work program.

  2. Tell the office your age and any disability

    The favorable rules apply only once the office knows a household member is 60 or older or receives disability benefits.

  3. Report medical and housing costs

    These are the two deductions that most often raise a benefit for older adults.

  4. Ask about a longer certification

    If every adult in the household is 60 or older or disabled, your state can certify you for up to 24 months.

The numbers that matter in Washington

$35
per month
Medical expense deduction over $35 a month
Checked November 9, 2026
$4,750
Resource limit for 60+ or disabled households, FY2027
Checked November 9, 2026

Your questions, answered for Washington

Open any question. Each answer shows the rule, what to do, and the source it was read from.

Older adults and people with disabilities

I was told I make too much. Does that change if someone in my home is 60 or older or has a disability?

Yes

If anyone in your household is 60 or older or has a qualifying disability, your household only has to pass the net-income test, not the gross-income test.

  • If you were ever told you make too much, ask the office to apply the net-income test for an elderly or disabled household.

Source: 7 CFR 273.9(a)(2) (eCFR (Office of the Federal Register)) · Checked November 9, 2026

How much can I have in savings and still get SNAP?

$4,750

The federal asset limit is $4,750 for households with a member who is 60 or older or has a disability, versus $3,000 for others. Many states skip the asset test through broad-based categorical eligibility.

Source: FY2027 COLA memo, resource limits (USDA Food and Nutrition Service); 7 CFR 273.8(b) (eCFR (Office of the Federal Register)) · Checked November 9, 2026

All Washington rules on after 60 & disability

Getting the full amount

Do my medical bills and prescriptions count?

$35 per month

Unreimbursed medical costs over $35 a month for a member who is 60 or older or has a disability lower your countable income and can raise your benefit.

Counts: Medicare and other health insurance premiums, copays, prescriptions, dental, eyeglasses, hearing aids, medical transportation, and some in-home care. Keep receipts and pharmacy printouts.

  • Gather receipts for medical costs and report them. Costs over $35 a month count.

Source: 7 CFR 273.9(d)(3) (eCFR (Office of the Federal Register)) · Checked November 9, 2026

Is there a limit on how much of my rent and utilities count?

Yes

The excess shelter deduction is capped for most households, but not when a member is 60 or older or has a disability.

  • Report your full rent or mortgage and utility costs. For your household the shelter deduction has no cap.

Source: 7 CFR 273.9(d)(6)(ii) (eCFR (Office of the Federal Register)) · Checked November 9, 2026

What is the shelter deduction cap this year?

$769 per month

For households without a member who is 60+ or disabled, the excess shelter deduction stops at $769 a month from October 1, 2026 through September 30, 2027.

Source: FY2027 COLA memo, shelter cap (USDA Food and Nutrition Service) · Checked November 9, 2026

All Washington rules on get more

Renewing your SNAP

When is my renewal application due?

15th of last month

Return the recertification application by the 15th of the last month of your certification period, finish the interview and any proof, and your state must decide before your period ends.

  • Find your certification end date on your approval notice and return the renewal form by the 15th of that month.

Source: 7 CFR 273.14(d) (eCFR (Office of the Federal Register)) · Checked November 9, 2026

I missed my renewal deadline. Is it too late?

30 days

If you file within 30 days after your certification period ends it is handled as a recertification rather than a new application, but there can be weeks with nothing on your card.

Source: 7 CFR 273.14(e) (eCFR (Office of the Federal Register)) · Checked November 9, 2026

All Washington rules on renew

Kwame Kuadey

“At 60, SNAP quietly becomes a different program. Almost nobody is told.”

Kwame Kuadey, The Benefits Insider. Adjunct Professor of Finance, Johns Hopkins University Carey Business School.

See How Much SNAP You Can Get

Eight quick questions about your household, income, and bills. See your estimated monthly amount, how it was figured, and the official place to apply in Washington. We send your results, your state's next step, and a documents checklist to your email, and text you when they land, so you have them to keep. No Social Security or EBT number, ever.

Printable checklists

Talk to a person

  • Washington SNAP office

    The office that decides your case. Find it in the USDA state directory.

  • USDA SNAP information line

    Free, nationwide. 1-800-221-5689. They can connect you to your state and answer general questions.

  • Spotted something wrong?

    Email hello@benefitsinsider.co with the page link and the source you are looking at. We fix errors fast.

Every rule on this page was read against its primary source, most recently on November 9, 2026. SNAP Resource Center is published by Benefits Insider and is not a government website. Your Washington SNAP office makes every decision about your case.